Mortgage insurance is a crucial financial safeguard designed to cover the remaining balance of your mortgage in the event of the policyholder’s death, serious illness, or disability. These policies ensure that your home loan is paid off or reduced, protecting your loved ones from the risk of losing their home during a difficult time.

The primary purpose of mortgage insurance is to help families cope with the financial burden that can arise when a primary income earner passes away or becomes unable to work. It acts as a safety net, ensuring that your family can stay in their home without worrying about mortgage payments — while also easing the pressure of covering final expenses or medical bills.

Yes, they are! Our process is simple — just fill out your information above, and a licensed mortgage insurance agent in your area will reach out with a personalized quote tailored to your home and financial needs.

Agents partnered with The Select Team work with multiple trusted mortgage insurance providers, ensuring you get the best possible rate and coverage to protect your home and your family’s future.

When setting up your mortgage insurance policy, you have several options for choosing a beneficiary. While many homeowners name their spouse or co-borrower, you can also direct the benefit to your lender, your estate, or even a trust that includes multiple beneficiaries. This flexibility ensures that your mortgage is handled according to your wishes, providing financial protection for those who matter most.

The goal of The Select Team is to make shopping for mortgage insurance simple and stress-free. Once you're paired with a licensed agent in your area, they’ll work directly with you to find the best coverage across multiple providers — ensuring the right protection for your home and your family.